Updated 2026 · Based on median market data for Ozark, AL
Ozark sits in the South with a population of 50,000 growing at 0.8% annually. The median home costs $155,000 while rents average $1,310/mo, producing an estimated cap rate of 8.27%. This puts Ozark in the upper tier of investable US markets.
Ozark is ideal for cash flow investors, BRRRR practitioners, and anyone building a portfolio of affordable, income-producing rentals. The low price point ($155,000) means you can get started with a $31,000 down payment, and the 8.27% cap rate should produce positive cash flow even with conservative financing.
Target properties priced 15-25% below the $155,000 median — around $124,000 or less. At this price point with $1,310/mo rents, your cap rate improves to roughly 10.6%. Factor in 0.42% property taxes ($651/yr), budget 5% of gross rent for maintenance, and underwrite to a 6.4% vacancy rate. On a 20% down conventional loan at 7%, monthly PITI will run approximately $979.
Every deal should be evaluated individually using our calculator tools. Median data provides a starting point; actual returns depend on the specific property, financing, and your management approach.
Run the numbers on a specific Ozark property using our cap rate calculator (pre-filled with Ozark data). Compare Ozark against similar markets in the South region. If you're considering a value-add approach, try our BRRRR calculator to model a rehab scenario.
Ozark vs Alabama state average and national average across key investment metrics. Ozark outperforms both benchmarks on cap rate.