Updated 2026 · Based on median market data for Gettysburg, PA
Home values in Gettysburg, PA have appreciated at 2.3% per year. Appreciation is modest, meaning total returns will be driven primarily by cash flow rather than equity gains. This is actually preferred by many investors who want predictable, income-based returns.
If Gettysburg continues appreciating at 2.3% annually, the current median of $325,000 would reach approximately $364,134 in 5 years — an equity gain of $39,134 on a property purchased at the median. With a 20% down payment of $65,000, that represents a 60% return on invested equity from appreciation alone. Combined with 5 years of NOI totaling approximately $32,819, the projected total return is $71,953 — a 111% cumulative return on the initial investment.
Population growth in Gettysburg is minimal at 0.2%. Appreciation here is more likely driven by regional economic factors, inflation, and housing stock constraints rather than population-driven demand.
Smart investors evaluate both cash flow AND appreciation. In Gettysburg, the 2.02% cap rate provides modest ongoing cash flow, while 2.3% annual appreciation adds an equity component. Conservative underwriting is essential. Focus on deals where the cash flow stands on its own, and treat any appreciation as a bonus.
Gettysburg vs Pennsylvania state average and national average across key investment metrics. Gettysburg's cap rate is below both benchmarks — deal sourcing is critical here.