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Hattiesburg, MS

Cost of Living & Affordability: Hattiesburg, MS

Updated 2026 · Based on median market data for Hattiesburg, MS

Cap Rate
5.61%
Median Price
$145K
Rent/Mo
$920
1% Rule
0.63%
Fails

Housing Affordability

Hattiesburg's price-to-income ratio is 3.8x — homes cost 3.8 times the local median household income of $38,400. This is moderately affordable. A healthy portion of the workforce can still aspire to homeownership, but many find renting more practical — creating a solid tenant base of working professionals.

Rent vs Buy Analysis

A typical mortgage payment on a median-priced home in Hattiesburg (20% down at 7%) is approximately $964/mo for principal and interest alone — add taxes and insurance and the all-in payment reaches roughly $1,092. The median rent of $920/mo is roughly comparable to buying costs — in this environment, renters choose flexibility while buyers choose equity building. When renting is cheaper than buying, the renter pool stays deep and vacancy stays low.

Income & Employment

The median household income in Hattiesburg is $38,400, with a population of 48,000 growing at 0.4% per year. Hattiesburg is a smaller market. Research the local employment base carefully — smaller cities can be significantly impacted by a single employer's decisions.

What This Means for Investors

Hattiesburg offers an attractive combination: affordable prices keep your entry cost low while strong rent-to-price ratios drive cash flow. The affordable price point also means more residents can eventually buy, providing a natural exit strategy if you ever sell to an owner-occupant.

Full Hattiesburg Analysis →Cap Rate CalculatorBRRRR Calculator

More Hattiesburg Guides

Rental Property Investment GuideRent AnalysisProperty Tax GuideAppreciation & Growth ForecastNeighborhood Investment Guide

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