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Appreciation & Growth Forecast: Moses Lake, WA

Updated 2026 · Based on median market data for Moses Lake, WA

Cap Rate
3.30%
Median Price
$355K
Rent/Mo
$1,560
1% Rule
0.44%
Fails

Historical Appreciation

Home values in Moses Lake, WA have appreciated at 2.8% per year. Appreciation is modest, meaning total returns will be driven primarily by cash flow rather than equity gains. This is actually preferred by many investors who want predictable, income-based returns.

5-Year Price Projection

If Moses Lake continues appreciating at 2.8% annually, the current median of $355,000 would reach approximately $407,562 in 5 years — an equity gain of $52,562 on a property purchased at the median. With a 20% down payment of $71,000, that represents a 74% return on invested equity from appreciation alone. Combined with 5 years of NOI totaling approximately $58,587, the projected total return is $111,149 — a 157% cumulative return on the initial investment.

Growth Drivers

Moses Lake's population growth of 1.1% is moderate and positive, supporting steady but not explosive demand for housing. Markets with this growth profile tend to appreciate consistently without the boom-bust cycles of hyper-growth metros. Higher-than-average local incomes ($62,750) support continued price growth as more residents can afford to bid up properties.

Total Return Analysis

Smart investors evaluate both cash flow AND appreciation. In Moses Lake, the 3.30% cap rate provides modest ongoing cash flow, while 2.8% annual appreciation adds an equity component. Conservative underwriting is essential. Focus on deals where the cash flow stands on its own, and treat any appreciation as a bonus.

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How Moses Lake Compares

Moses Lake vs Washington state average and national average across key investment metrics. Moses Lake's cap rate is below both benchmarks — deal sourcing is critical here.

Metric
Moses Lake
Washington Avg
National Avg
Cap Rate
3.30%
2.43%
3.81%
Median Price
$355K
$485K
$333K
Median Rent
$1,560
$1,726
$1,524
Property Tax
0.93%
0.93%
1.08%
Vacancy
4.6%
4.6%
5.6%
Pop. Growth
1.1%/yr
1.1%/yr
0.9%/yr

Nearby West Markets

City
Cap Rate
Price
Rent
Tax
Moses Lake, WA
3.3%
$355K
$1,560
0.93%
Visalia, CA
4.0%
$355K
$1,730
0.74%
Elko, NV
3.8%
$355K
$1,600
0.56%
Pahrump, NV
3.5%
$355K
$1,530
0.56%
Bakersfield, CA
4.0%
$360K
$1,760
0.72%

Frequently Asked Questions

How fast are home prices rising in Moses Lake?
Home values in Moses Lake have been appreciating at 2.8% per year. This is near the national average, providing steady equity growth. At this rate, a $355K home would be worth approximately $408K in 5 years.
Is Moses Lake a growing city?
Moses Lake's population of 50,000 is growing at 1.1% per year. Moderate growth provides stable demand without overheating.
What is the best investment strategy for Moses Lake?
In Moses Lake, pure cash flow is tight at 3.30%. Consider appreciation-focused strategies, house hacking, or targeting below-median properties where rent-to-price ratios are stronger.
How does Moses Lake compare to other West cities?
Among West markets, Moses Lake's 3.30% cap rate exceeds the Washington average of 2.43%. Prices at $355K are below the state average of $485K. See our comparison tool to evaluate Moses Lake against specific markets.
Full Moses Lake Analysis →Cap Rate CalculatorBRRRR Calculator

Explore Moses Lake & Related Markets

More Moses Lake Guides

Rental Property Investment GuideRent AnalysisProperty Tax GuideCost of Living & AffordabilityNeighborhood Investment Guide

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