Investment metrics, interactive calculators, and data-driven analysis for San Bernardino rental properties.
Pre-filled with San Bernardino medians. Adjust to match a specific property.
Factor in financing to see your actual return on invested capital in San Bernardino.
San Bernardino, CA has a population of 222,203 and has been growing at 0.4% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $380,000 paired with median rents of $1,650/mo produces an estimated cap rate of 3.35%.
Property taxes at 0.76% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5.8% is moderate and within normal parameters for a healthy rental market.
At a price-to-income ratio of 8.2x, homes cost about 8.2 times the local median income of $46,200. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.
Bottom line: At current median prices, San Bernardino is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.