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Best Cities for Rental Property in California

38 California cities ranked by estimated cap rate. The average cap rate across California markets is 3.0%, with median home prices averaging $624K and rents averaging $2,266/mo. Susanville leads with a 5.1% cap rate at a $225K median price. California's low average property tax rate of 0.75% gives investors a significant cash flow advantage.

3.0%
Avg Cap Rate
$624K
Avg Price
$2,266/mo
Avg Rent
38
Cities Tracked

California Rental Market Analysis

California offers 38 investable rental markets tracked by CapRateCity. The state average cap rate of 3.0% is near the 3.81% national average. No cities pass the 1% rule at median prices, so value-add strategies are essential.

Prices and rents: California home prices average $624K, which is 87% above the national average of $333K. Rents average $2,266/mo.

Taxes and costs: Property taxes average 0.75% across California, below the 1.08% national average — a meaningful cash flow advantage that adds roughly $2,065 per year to NOI on an average-priced property. Bakersfield has the lowest rate at 0.72%.Vacancy averages 5.2%, tighter than the national average — favorable for landlords.

Growth outlook: Population growth across California averages 0.80% per year, led by Riverside at 1.2%. Home values are appreciating at 2.8% annually on average. Moderate growth provides a stable demand foundation.

Bottom line: California is primarily an appreciation market. Cash flow investing requires below-median purchases or value-add strategies. Consider whether the growth and appreciation potential justifies tighter margins.

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How California Compares to National Averages

Metric
California
National Avg
Avg Cap Rate
3.0%
3.8%
Avg Home Price
$624K
$333K
Avg Rent
$2,266/mo
$1,524/mo
Property Tax
0.75%
1.08%
Vacancy Rate
5.2%
5.6%
Pop. Growth
0.80%/yr
0.92%/yr

California Cities by Cap Rate Tier

5% – 6% (1)4% – 5% (4)3% – 4% (16)Below 3% (17)

All 38 California Cities Ranked

1
Susanville, CA5.1% cap rate
$225K median$1,310/mo rent0.75% tax0.8% growth
2
Madera, CA4.4% cap rate
$420K median$2,200/mo rent0.75% tax0.8% growth
3
Clearlake, CA4.3% cap rate
$305K median$1,580/mo rent0.75% tax0.8% growth
4
Hanford, CA4.0% cap rate
$360K median$1,770/mo rent0.75% tax0.8% growth
5
Bakersfield, CA4.0% cap rate
$360K median$1,760/mo rent0.72% tax0.9% growth
6
Visalia, CA4.0% cap rate
$355K median$1,730/mo rent0.74% tax0.7% growth
7
Merced, CA3.6% cap rate
$415K median$1,880/mo rent0.75% tax0.8% growth
8
Fresno, CA3.6% cap rate
$405K median$1,840/mo rent0.76% tax0.8% growth
9
Stockton, CA3.6% cap rate
$525K median$2,360/mo rent0.74% tax0.6% growth
10
Modesto, CA3.5% cap rate
$460K median$2,060/mo rent0.75% tax0.5% growth
11
Yuba City, CA3.5% cap rate
$425K median$1,890/mo rent0.75% tax0.8% growth
12
El Centro, CA3.4% cap rate
$370K median$1,620/mo rent0.75% tax0.8% growth
13
Redding, CA3.4% cap rate
$365K median$1,590/mo rent0.75% tax0.8% growth
14
Crescent City, CA3.4% cap rate
$360K median$1,560/mo rent0.75% tax0.8% growth
15
Riverside, CA3.3% cap rate
$580K median$2,480/mo rent0.78% tax1.2% growth
16
San Bernardino, CA3.3% cap rate
$580K median$2,480/mo rent0.76% tax0.4% growth
17
Red Bluff, CA3.2% cap rate
$315K median$1,320/mo rent0.75% tax0.8% growth
18
Ukiah, CA3.2% cap rate
$495K median$2,050/mo rent0.75% tax0.8% growth
19
Vallejo, CA3.2% cap rate
$575K median$2,380/mo rent0.75% tax0.8% growth
20
Chico, CA3.1% cap rate
$395K median$1,600/mo rent0.75% tax0.8% growth
21
Truckee, CA3.0% cap rate
$600K median$2,400/mo rent0.75% tax0.8% growth
22
Elk Grove, CA2.9% cap rate
$575K median$2,210/mo rent0.72% tax1.2% growth
23
Sacramento, CA2.9% cap rate
$575K median$2,210/mo rent0.74% tax1% growth
24
Sonora, CA2.8% cap rate
$385K median$1,460/mo rent0.75% tax0.8% growth
25
Oxnard, CA2.4% cap rate
$870K median$3,010/mo rent0.75% tax0.8% growth
26
Eureka, CA2.4% cap rate
$425K median$1,460/mo rent0.75% tax0.8% growth
27
San Luis Obispo, CA2.3% cap rate
$890K median$3,020/mo rent0.75% tax0.8% growth
28
Salinas, CA2.3% cap rate
$835K median$2,830/mo rent0.75% tax0.8% growth
29
Santa Maria, CA2.3% cap rate
$975K median$3,280/mo rent0.75% tax0.8% growth
30
Santa Rosa, CA2.3% cap rate
$780K median$2,620/mo rent0.75% tax0.8% growth
31
Oceanside, CA2.0% cap rate
$930K median$2,870/mo rent0.74% tax0.8% growth
32
Napa, CA2.0% cap rate
$885K median$2,750/mo rent0.75% tax0.8% growth
33
San Diego, CA2.0% cap rate
$930K median$2,870/mo rent0.75% tax0.8% growth
34
Los Angeles, CA1.9% cap rate
$955K median$2,880/mo rent0.75% tax0.8% growth
35
Palmdale, CA1.9% cap rate
$955K median$2,880/mo rent0.76% tax0.8% growth
36
Santa Cruz, CA1.8% cap rate
$1.1M median$3,360/mo rent0.75% tax0.8% growth
37
San Francisco, CA1.6% cap rate
$1.1M median$3,100/mo rent0.75% tax0.8% growth
38
San Jose, CA0.9% cap rate
$1.6M median$3,430/mo rent0.75% tax0.8% growth

Other West States

New Mexico (12 cities · 5.0% avg)Alaska (2 cities · 4.1% avg)Arizona (17 cities · 3.5% avg)Hawaii (5 cities · 3.1% avg)Nevada (11 cities · 3.1% avg)Colorado (18 cities · 2.7% avg)

Frequently Asked Questions

Is California a good state for rental property investing?
California has an average cap rate of 3.0% across 38 cities. The best-performing city is Susanville at 5.1%. Average home prices of $624K are above the national average. Property taxes at 0.75% are investor-friendly.
What is the best city to buy rental property in California?
Susanville leads California with a 5.1% cap rate, $225K median price, and $1,310/mo rent. The best city depends on your strategy — cash flow investors should look at the top of this ranking, while growth-focused investors may prefer Riverside (1.2% population growth). Use the calculators on each city page to model specific deals.
What are property taxes like in California?
Property taxes in California average 0.75%, which is below the 1.08% national average. The lowest rate is in Bakersfield at 0.72%. On an average-priced home of $624K, annual taxes are approximately $4,671.
How many California cities pass the 1% rule?
0 of 38 California cities (0%) pass the 1% rule at median prices. None pass at median prices, meaning investors should target below-median properties or use value-add strategies to improve returns. The 1% rule says monthly rent should be at least 1% of purchase price.

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