%
CapRateCity
Free cap rate calculators for every US market
MarketsCaliforniaSusanville

Cap Rate Analysis: Susanville, CA

Investment metrics, interactive calculators, and data-driven analysis for Susanville rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $225,000 median price and $1,310/mo median rent
Est. Cap Rate
5.07%
1% Rule
0.58%
Fails
GRM
14.3x
Price / Income
3.7x

Market Data

Median Home Price$225,000
Median Monthly Rent$1,310
Property Tax Rate0.75%
Population50,000
Population Growth0.8% / yr
Median Household Income$60,018
Vacancy Rate5.2%
Annual Appreciation2.8%

Cap Rate Calculator — Susanville

Pre-filled with Susanville medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.75% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.21%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$9,479
net operating income
Gross Rent Multiplier
14.3x
Good (<15)
1% Rule
0.58%
✗ Fails
Monthly Cash Flow
$790
before debt service
Annual Breakdown
Gross Rental Income$15,720
Less Vacancy−$817
Effective Income$14,903
Less Operating Expenses−$5,424
Net Operating Income$9,479
Sponsored
Analyze Deals Faster with DealCheck
Import any property, get instant investment analysis — cap rates, cash flow, rehab estimates, and offer calculations. Used by 350,000+ investors.
Try DealCheck Free →

Cash-on-Cash Return — Susanville

Factor in financing to see your actual return on invested capital in Susanville.

$
$56,250
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-6.48%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$63,000
$56,250 down + $6,750 closing
Monthly Mortgage
$1,100
on $169K loan
Monthly Cash Flow
$-340
after all expenses
Annual Cash Flow
$-4,081
before taxes
Cash Flow Breakdown
Monthly Rent$1,310
Less Expenses−$550
Less Mortgage−$1,100
Monthly Cash Flow$-340

Is Susanville a Good Place to Invest in Rental Property?

Susanville, CA has a population of 50,000 and has been growing at 0.8% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $225,000 paired with median rents of $1,310/mo produces an estimated cap rate of 5.07%.

Property taxes at 0.75% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5.2% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 3.7x, homes cost about 3.7 times the local median income of $60,018. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.8% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Susanville presents moderate opportunities. Cap rates near 5.07% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

Sponsored
Get AI-Powered Property Insights
Homesage.ai analyzes 140 million properties with AI — spot hidden deals, assess property condition, and find investment opportunities. Free to try.
Analyze Properties →

Susanville Investment Guides

Explore Susanville Data

Free Download
Top 25 Cash Flow Cities (2026)
See how Susanville compares to the best cash flow markets in America.
Get the Report →
Sponsored
Investor Gear
Google Nest Thermostat
Google
$130
FLIR ONE Gen 3 Thermal Camera
FLIR
$179
Schlage Connect Keypad Deadbolt
Schlage
$229
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.

Similar Markets in the West

Fairbanks, AK$295K · $1,900/mo
5.4%
Sierra Vista, AZ$260K · $1,360/mo
4.5%
Payson, AZ$380K · $1,970/mo
4.5%
Madera, CA$420K · $2,200/mo
4.4%
Farmington, NM$265K · $1,390/mo
4.4%
Run a BRRRR analysis for Susanville
Model a buy-rehab-refinance deal with Susanville data pre-loaded.
Open BRRRR Calculator →