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Rent Analysis: Rocky Mount, NC

Updated 2026 · Based on median market data for Rocky Mount, NC

Cap Rate
5.70%
Median Price
$195K
Rent/Mo
$1,250
1% Rule
0.64%
Fails

Rent Overview

The median monthly rent in Rocky Mount, NC is $1,250, translating to $15,000 in annual gross rental income per unit. The rent-to-price ratio is 0.64% — well below the 1% rule, making pure cash flow investing challenging at median prices.

Rent Affordability

Renters in Rocky Mount spend approximately 26% of the local median household income ($58,267) on rent. This is within the healthy 25-30% range, indicating rent is affordable relative to local incomes. There may be room for moderate rent increases, especially for updated or well-located units.

Vacancy & Tenant Demand

The vacancy rate in Rocky Mount is 5.3%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Population growth of 1.5% annually is actively adding rental demand.

Gross Rent Multiplier

Rocky Mount's GRM (price divided by annual rent) is 13.0x. A GRM between 12-16x is moderate and typical of balanced markets. Deals can work but you need to keep expenses controlled. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $1,250/mo, a single-family rental in Rocky Mount generates approximately $15,000 in gross annual income. After accounting for 5.3% vacancy ($795 lost), property taxes of $1,521, insurance (~$780), and maintenance (~$780), the estimated NOI is $11,124 per year, or $927/mo.

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How Rocky Mount Compares

Rocky Mount vs North Carolina state average and national average across key investment metrics. Rocky Mount outperforms both benchmarks on cap rate.

Metric
Rocky Mount
North Carolina Avg
National Avg
Cap Rate
5.70%
4.45%
3.81%
Median Price
$195K
$307K
$333K
Median Rent
$1,250
$1,501
$1,524
Property Tax
0.78%
0.78%
1.08%
Vacancy
5.3%
5.3%
5.6%
Pop. Growth
1.5%/yr
1.5%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Rocky Mount, NC
5.7%
$195K
$1,250
0.78%
Lafayette, LA
6.3%
$195K
$1,330
0.52%
Lake Charles, LA
5.3%
$195K
$1,150
0.54%
LaGrange, GA
5.5%
$195K
$1,250
0.93%
Lufkin, TX
5.4%
$195K
$1,360
1.72%

Frequently Asked Questions

What is the average rent in Rocky Mount, NC?
The median monthly rent in Rocky Mount is $1,250, or $15,000 per year. This is 18% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Rocky Mount a good rental market for landlords?
With a rent-to-price ratio of 0.64%, Rocky Mount falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.3% vacancy rate signals tight rental demand, favorable for landlords.
How does Rocky Mount rent compare to North Carolina averages?
Rocky Mount's median rent of $1,250/mo is 17% below the North Carolina average of $1,501/mo. Home prices at $195K are below the state average of $307K, giving Rocky Mount a rent-to-price ratio of 0.64% vs 0.49% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Rocky Mount's ratio is 0.64%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Explore Rocky Mount & Related Markets

More Rocky Mount Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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