Updated 2026 · Based on median market data for Roswell, NM
Roswell sits in the West with a population of 50,000 growing at 0.8% annually. The median home costs $170,000 while rents average $1,240/mo, producing an estimated cap rate of 6.70%. This puts Roswell in the upper tier of investable US markets.
Roswell is ideal for cash flow investors, BRRRR practitioners, and anyone building a portfolio of affordable, income-producing rentals. The low price point ($170,000) means you can get started with a $34,000 down payment, and the 6.70% cap rate should produce positive cash flow even with conservative financing.
Target properties priced 15-25% below the $170,000 median — around $136,000 or less. At this price point with $1,240/mo rents, your cap rate improves to roughly 8.8%. Factor in 0.77% property taxes ($1,309/yr), budget 5% of gross rent for maintenance, and underwrite to a 5.5% vacancy rate. On a 20% down conventional loan at 7%, monthly PITI will run approximately $1,113.
Every deal should be evaluated individually using our calculator tools. Median data provides a starting point; actual returns depend on the specific property, financing, and your management approach.
Run the numbers on a specific Roswell property using our cap rate calculator (pre-filled with Roswell data). Compare Roswell against similar markets in the West region. If you're considering a value-add approach, try our BRRRR calculator to model a rehab scenario.
Roswell vs New Mexico state average and national average across key investment metrics. Roswell outperforms both benchmarks on cap rate.