%
CapRateCity
Free cap rate calculators for every US market
MarketsArizonaSafford

Cap Rate Analysis: Safford, AZ

Investment metrics, interactive calculators, and data-driven analysis for Safford rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $295,000 median price and $1,920/mo median rent
Est. Cap Rate
5.99%
1% Rule
0.65%
Fails
GRM
12.8x
Price / Income
4.4x

Market Data

Median Home Price$295,000
Median Monthly Rent$1,920
Property Tax Rate0.63%
Population50,000
Population Growth1.6% / yr
Median Household Income$66,955
Vacancy Rate5%
Annual Appreciation3%

Cap Rate Calculator — Safford

Pre-filled with Safford medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.63% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.98%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$14,700
net operating income
Gross Rent Multiplier
12.8x
Good (<15)
1% Rule
0.65%
✗ Fails
Monthly Cash Flow
$1,225
before debt service
Annual Breakdown
Gross Rental Income$23,040
Less Vacancy−$1,152
Effective Income$21,888
Less Operating Expenses−$7,188
Net Operating Income$14,700
Sponsored
Analyze Deals Faster with DealCheck
Import any property, get instant investment analysis — cap rates, cash flow, rehab estimates, and offer calculations. Used by 350,000+ investors.
Try DealCheck Free →

Cash-on-Cash Return — Safford

Factor in financing to see your actual return on invested capital in Safford.

$
$73,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-4.77%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$82,600
$73,750 down + $8,850 closing
Monthly Mortgage
$1,442
on $221K loan
Monthly Cash Flow
$-328
after all expenses
Annual Cash Flow
$-3,941
before taxes
Cash Flow Breakdown
Monthly Rent$1,920
Less Expenses−$806
Less Mortgage−$1,442
Monthly Cash Flow$-328

Is Safford a Good Place to Invest in Rental Property?

Safford, AZ has a population of 50,000 and has been growing at 1.6% annually — above the national average, suggesting steady demand pressure on housing. The median home price of $295,000 paired with median rents of $1,920/mo produces an estimated cap rate of 5.99%.

Property taxes at 0.63% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 4.4x, homes cost about 4.4 times the local median income of $66,955. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Safford presents moderate opportunities. Cap rates near 5.99% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

Sponsored
Get AI-Powered Property Insights
Homesage.ai analyzes 140 million properties with AI — spot hidden deals, assess property condition, and find investment opportunities. Free to try.
Analyze Properties →

Safford Investment Guides

Explore Safford Data

Free Download
Top 25 Cash Flow Cities (2026)
See how Safford compares to the best cash flow markets in America.
Get the Report →
Sponsored
Investor Gear
Google Nest Thermostat
Google
$130
FLIR ONE Gen 3 Thermal Camera
FLIR
$179
Schlage Connect Keypad Deadbolt
Schlage
$229
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.

Similar Markets in the West

Portales, NM$145K · $970/mo
6.0%
Alamogordo, NM$225K · $1,470/mo
5.8%
Hobbs, NM$195K · $1,330/mo
6.2%
Fairbanks, AK$295K · $1,900/mo
5.4%
Roswell, NM$170K · $1,240/mo
6.7%
Run a BRRRR analysis for Safford
Model a buy-rehab-refinance deal with Safford data pre-loaded.
Open BRRRR Calculator →