%
CapRateCity
Free cap rate calculators for every US market
MarketsGeorgiaBrunswickCost of Living & Affordability

Cost of Living & Affordability: Brunswick, GA

Updated 2026 · Based on median market data for Brunswick, GA

Cap Rate
4.11%
Median Price
$320K
Rent/Mo
$1,660
1% Rule
0.52%
Fails

Housing Affordability

Brunswick's price-to-income ratio is 6.5x — homes cost 6.5 times the local median household income of $49,350. Housing is stretched relative to local incomes. Many workers are effectively priced out of buying, creating deep rental demand. This is favorable for landlords but also means your tenants may be more cost-sensitive.

Rent vs Buy Analysis

A typical mortgage payment on a median-priced home in Brunswick (20% down at 7%) is approximately $2,128/mo for principal and interest alone — add taxes and insurance and the all-in payment reaches roughly $2,483. The median rent of $1,660/mo is significantly less than buying — this rent-vs-buy gap is one of the strongest indicators of sustainable rental demand. When renting is cheaper than buying, the renter pool stays deep and vacancy stays low.

Income & Employment

The median household income in Brunswick is $49,350, with a population of 50,000 growing at 0.9% per year. Brunswick is a smaller market. Research the local employment base carefully — smaller cities can be significantly impacted by a single employer's decisions. Moderate population growth indicates a stable economic foundation.

What This Means for Investors

Despite higher relative prices, Brunswick compensates with deep rental demand from a large population priced out of homeownership. Focus on neighborhoods where rent growth is strongest and tenant quality is highest.

Sponsored · Want to analyze a specific property? DealCheck imports real listing data and runs the full analysis for you.
Try Free →

How Brunswick Compares

Brunswick vs Georgia state average and national average across key investment metrics. Brunswick beats the national average but trails the Georgia average on cap rate.

Metric
Brunswick
Georgia Avg
National Avg
Cap Rate
4.11%
4.97%
3.81%
Median Price
$320K
$260K
$333K
Median Rent
$1,660
$1,489
$1,524
Property Tax
0.93%
0.93%
1.08%
Vacancy
6.2%
6.2%
5.6%
Pop. Growth
0.9%/yr
0.9%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Brunswick, GA
4.1%
$320K
$1,660
0.93%
Lexington, KY
3.6%
$320K
$1,480
0.81%
Staunton, VA
3.3%
$320K
$1,390
0.86%
Chattanooga, TN
4.1%
$315K
$1,500
0.54%
Midland, TX
3.1%
$325K
$1,580
1.59%

Frequently Asked Questions

Is Brunswick affordable for renters?
Renters in Brunswick spend approximately 40% of median household income on rent. This exceeds the 30% affordability threshold, meaning housing costs are stretched relative to local incomes. The median household income is $49,350, below the level needed for comfortable renting.
What is the price-to-income ratio in Brunswick?
Brunswick's price-to-income ratio is 6.5x, meaning homes cost 6.5 times the local median income. This is elevated — most residents find buying difficult, supporting deep rental demand.
Is it cheaper to rent or buy in Brunswick?
A mortgage payment (20% down, 7% rate) on the median $320K home is approximately $1,702/mo before taxes and insurance. Adding those costs brings it to roughly $2,057/mo. The median rent of $1,660/mo is less than the cost of buying — this gap supports continued rental demand.
How does Brunswick's cost of living compare to the national average?
Home prices in Brunswick ($320K) are 4% below the national average. Rents ($1,660/mo) are 9% above average. Property taxes (0.93%) are below the 1.08% national average.
Full Brunswick Analysis →Cap Rate CalculatorBRRRR Calculator

Explore Brunswick & Related Markets

More Brunswick Guides

Rental Property Investment GuideRent AnalysisProperty Tax GuideAppreciation & Growth ForecastNeighborhood Investment Guide

Similar Markets in the South

Elizabethtown, KY$245K · $1,240/mo
4.1%
Ruston, LA$215K · $1,050/mo
4.1%
Mountain Home, AR$230K · $1,120/mo
4.1%
Albemarle, NC$300K · $1,510/mo
4.1%
Savannah, GA$345K · $1,780/mo
4.1%
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.