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MarketsIndianaSeymourRent Analysis

Rent Analysis: Seymour, IN

Updated 2026 · Based on median market data for Seymour, IN

Cap Rate
4.41%
Median Price
$225K
Rent/Mo
$1,200
1% Rule
0.53%
Fails

Rent Overview

The median monthly rent in Seymour, IN is $1,200, translating to $14,400 in annual gross rental income per unit. The rent-to-price ratio is 0.53% — well below the 1% rule, making pure cash flow investing challenging at median prices.

Rent Affordability

Renters in Seymour spend approximately 24% of the local median household income ($60,888) on rent. This is well below the 30% threshold, suggesting significant headroom for rent increases. Tenants can afford to pay more, which is bullish for landlords.

Vacancy & Tenant Demand

The vacancy rate in Seymour is 5.5%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Population growth of 0.9% annually provides stable demand.

Gross Rent Multiplier

Seymour's GRM (price divided by annual rent) is 15.6x. A GRM between 12-16x is moderate and typical of balanced markets. Deals can work but you need to keep expenses controlled. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $1,200/mo, a single-family rental in Seymour generates approximately $14,400 in gross annual income. After accounting for 5.5% vacancy ($792 lost), property taxes of $1,890, insurance (~$900), and maintenance (~$900), the estimated NOI is $9,918 per year, or $827/mo.

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How Seymour Compares

Seymour vs Indiana state average and national average across key investment metrics. Seymour outperforms both benchmarks on cap rate.

Metric
Seymour
Indiana Avg
National Avg
Cap Rate
4.41%
3.98%
3.81%
Median Price
$225K
$230K
$333K
Median Rent
$1,200
$1,124
$1,524
Property Tax
0.84%
0.84%
1.08%
Vacancy
5.5%
5.5%
5.6%
Pop. Growth
0.9%/yr
0.9%/yr
0.9%/yr

Nearby Midwest Markets

City
Cap Rate
Price
Rent
Tax
Seymour, IN
4.4%
$225K
$1,200
0.84%
South Bend, IN
5.3%
$225K
$1,390
0.86%
Champaign, IL
3.8%
$225K
$1,310
2.04%
Cape Girardeau, MO
3.0%
$225K
$1,010
1.25%
Garden City, KS
2.0%
$225K
$820
1.38%

Frequently Asked Questions

What is the average rent in Seymour, IN?
The median monthly rent in Seymour is $1,200, or $14,400 per year. This is 21% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Seymour a good rental market for landlords?
With a rent-to-price ratio of 0.53%, Seymour falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.5% vacancy rate signals tight rental demand, favorable for landlords.
How does Seymour rent compare to Indiana averages?
Seymour's median rent of $1,200/mo is 7% above the Indiana average of $1,124/mo. Home prices at $225K are below the state average of $230K, giving Seymour a rent-to-price ratio of 0.53% vs 0.49% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Seymour's ratio is 0.53%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Explore Seymour & Related Markets

More Seymour Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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