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25 Most Expensive Cities for Rental Property (2026)

High-priced markets require more capital, tighter margins, and creative deal structures. But they also offer stronger tenant quality, better appreciation, and often more stable economies. These are the priciest markets in our database.

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2.1%
Avg Cap Rate
$1.0M
Avg Price
$3,078/mo
Avg Rent
25
Cities

Key Takeaways

These 25 cities represent the most affordable markets based on price. San Jose, CA leads the ranking with $1.6M price at a $1.6M median price. Even Santa Rosa, CA at #25 shows $780K — a solid metric.

Across this ranking, the average cap rate is 2.10% (vs 3.81% nationally), average prices are $1.0M (vs $333K nationally), and average rents are $3,078/mo.

Geographic distribution: the West (24 cities), the South (1 cities). The West dominates this ranking — investors in other regions may need to look at out-of-state investing.

1
San Jose, CA$1.6M price
$1.6M median$3,430/mo rent0.9% cap rate0.8% growth
2
Jackson, WY$1.4M price
$1.4M median$3,620/mo rent1.6% cap rate0.8% growth
3
Edwards, CO$1.3M price
$1.3M median$3,630/mo rent1.9% cap rate1.3% growth
4
Heber, UT$1.1M price
$1.1M median$2,710/mo rent1.4% cap rate2% growth
5
Santa Cruz, CA$1.1M price
$1.1M median$3,360/mo rent1.8% cap rate0.8% growth
6
San Francisco, CA$1.1M price
$1.1M median$3,100/mo rent1.6% cap rate0.8% growth
7
Steamboat Springs, CO$1.1M price
$1.1M median$3,010/mo rent1.8% cap rate1.3% growth
8
Hailey, ID$1.0M price
$1.0M median$2,530/mo rent1.4% cap rate2.6% growth
9
Kapaa, HI$1.0M price
$1.0M median$3,590/mo rent3.0% cap rate0.2% growth
10
Kahului, HI$990K price
$990K median$3,510/mo rent3.0% cap rate0.2% growth
11
Breckenridge, CO$975K price
$975K median$3,440/mo rent2.7% cap rate1.3% growth
12
Santa Maria, CA$975K price
$975K median$3,280/mo rent2.3% cap rate0.8% growth
13
Glenwood Springs, CO$960K price
$960K median$2,880/mo rent2.1% cap rate1.3% growth
14
Palmdale, CA$955K price
$955K median$2,880/mo rent1.9% cap rate0.8% growth
15
Los Angeles, CA$955K price
$955K median$2,880/mo rent1.9% cap rate0.8% growth
16
Key West, FL$935K price
$935K median$3,530/mo rent2.6% cap rate1.9% growth
17
Oceanside, CA$930K price
$930K median$2,870/mo rent2.0% cap rate0.8% growth
18
San Diego, CA$930K price
$930K median$2,870/mo rent2.0% cap rate0.8% growth
19
San Luis Obispo, CA$890K price
$890K median$3,020/mo rent2.3% cap rate0.8% growth
20
Napa, CA$885K price
$885K median$2,750/mo rent2.0% cap rate0.8% growth
21
Oxnard, CA$870K price
$870K median$3,010/mo rent2.4% cap rate0.8% growth
22
Honolulu, HI$845K price
$845K median$2,800/mo rent2.7% cap rate0.2% growth
23
Urban Honolulu, HI$845K price
$845K median$2,800/mo rent2.7% cap rate0.2% growth
24
Salinas, CA$835K price
$835K median$2,830/mo rent2.3% cap rate0.8% growth
25
Santa Rosa, CA$780K price
$780K median$2,620/mo rent2.3% cap rate0.8% growth
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How to Use This Ranking

Affordability is the entry point for most new investors. These 25 cities have median prices well below the national average of $333K, making them accessible with smaller down payments and less capital at risk. Lower-priced markets often (but not always) have stronger cap rates because rents don't drop as fast as prices. The key risk: cheap markets may be cheap for a reason — check population growth and vacancy rates before committing.

Next steps: Click any city above to see its full analysis page with interactive cap rate and cash-on-cash calculators pre-filled with local data. Compare your top picks head-to-head using our city comparison tool, or explore the interactive cap rate map to visualize these markets geographically.

For a comprehensive market selection framework, read our guide on how to analyze a rental property in 15 minutes or how much money you need to start.

Frequently Asked Questions

How is this ranking calculated?
This ranking is based on price calculated from median home prices, rents, property taxes, insurance, maintenance, and vacancy rates for each city. We track 300+ US markets and rank them using publicly available housing data. Cap rate = Net Operating Income / Purchase Price. All calculations assume standard expense ratios and can be customized on each city's page.
Which city ranks #1?
San Jose, CA tops this ranking with $1.6M price. With a median home price of $1.6M and rent of $3,430/mo, it presents interesting opportunities for the right strategy. Visit the San Jose page for a full analysis with interactive calculators.
Should I invest in the #1 ranked city?
Not necessarily. Rankings show which cities have the strongest metrics, but the best investment depends on your strategy, budget, risk tolerance, and whether you're investing locally or remotely. A city that ranks #1 on cap rate might have slower growth or higher management challenges. Use this ranking as a starting point, then dive into individual city pages to model specific deals.
How often is this data updated?
Our data reflects 2026 estimates based on the latest available median prices, rents, and economic indicators. Market conditions change — use the interactive calculators on each city page to input current asking prices and rents for any property you're evaluating. The rankings are recalculated with each site update.

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