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MarketsPennsylvaniaNew CastleRent Analysis

Rent Analysis: New Castle, PA

Updated 2026 · Based on median market data for New Castle, PA

Cap Rate
6.12%
Median Price
$155K
Rent/Mo
$1,140
1% Rule
0.74%
Fails

Rent Overview

The median monthly rent in New Castle, PA is $1,140, translating to $13,680 in annual gross rental income per unit. The rent-to-price ratio is 0.74% — below the 1% rule but within a range where deals can work with good financing.

Rent Affordability

Renters in New Castle spend approximately 29% of the local median household income ($47,800) on rent. This is within the healthy 25-30% range, indicating rent is affordable relative to local incomes. There may be room for moderate rent increases, especially for updated or well-located units.

Vacancy & Tenant Demand

The vacancy rate in New Castle is 6%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Population growth of 0.2% annually provides stable demand.

Gross Rent Multiplier

New Castle's GRM (price divided by annual rent) is 11.3x. A GRM under 12x is excellent — it means you're paying less than 12 years of gross rent for the property, suggesting strong income relative to price. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $1,140/mo, a single-family rental in New Castle generates approximately $13,680 in gross annual income. After accounting for 6% vacancy ($821 lost), property taxes of $2,139, insurance (~$620), and maintenance (~$620), the estimated NOI is $9,480 per year, or $790/mo.

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How New Castle Compares

New Castle vs Pennsylvania state average and national average across key investment metrics. New Castle outperforms both benchmarks on cap rate.

Metric
New Castle
Pennsylvania Avg
National Avg
Cap Rate
6.12%
3.81%
3.81%
Median Price
$155K
$244K
$333K
Median Rent
$1,140
$1,250
$1,524
Property Tax
1.38%
1.38%
1.08%
Vacancy
6%
6%
5.6%
Pop. Growth
0.2%/yr
0.2%/yr
0.9%/yr

Nearby Northeast Markets

City
Cap Rate
Price
Rent
Tax
New Castle, PA
6.1%
$155K
$1,140
1.38%
Indiana, PA
4.1%
$155K
$860
1.38%
Olean, NY
6.5%
$155K
$1,240
1.71%
Pottsville, PA
6.3%
$155K
$1,160
1.38%
Corning, NY
6.5%
$160K
$1,280
1.71%

Frequently Asked Questions

What is the average rent in New Castle, PA?
The median monthly rent in New Castle is $1,140, or $13,680 per year. This is 25% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is New Castle a good rental market for landlords?
With a rent-to-price ratio of 0.74%, New Castle falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 6% vacancy rate is moderate.
How does New Castle rent compare to Pennsylvania averages?
New Castle's median rent of $1,140/mo is 9% below the Pennsylvania average of $1,250/mo. Home prices at $155K are below the state average of $244K, giving New Castle a rent-to-price ratio of 0.74% vs 0.51% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). New Castle's ratio is 0.74%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Explore New Castle & Related Markets

More New Castle Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

Similar Markets in the Northeast

DuBois, PA$135K · $980/mo
6.0%
Ogdensburg, NY$135K · $1,050/mo
6.2%
Pottsville, PA$155K · $1,160/mo
6.3%
Johnstown, PA$115K · $810/mo
5.8%
Corning, NY$160K · $1,280/mo
6.5%
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