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MarketsMississippiTupeloRent Analysis

Rent Analysis: Tupelo, MS

Updated 2026 · Based on median market data for Tupelo, MS

Cap Rate
5.69%
Median Price
$185K
Rent/Mo
$1,190
1% Rule
0.64%
Fails

Rent Overview

The median monthly rent in Tupelo, MS is $1,190, translating to $14,280 in annual gross rental income per unit. The rent-to-price ratio is 0.64% — well below the 1% rule, making pure cash flow investing challenging at median prices.

Rent Affordability

Renters in Tupelo spend approximately 36% of the local median household income ($39,333) on rent. This exceeds the standard 30% affordability threshold, suggesting rent growth may face resistance — but it also means a large portion of the population finds buying even more out of reach, supporting rental demand.

Vacancy & Tenant Demand

The vacancy rate in Tupelo is 7.4%. This is above the national average and warrants careful tenant screening and marketing. Budget for longer vacancy periods between tenants and consider offering competitive amenities or pricing to reduce turnover. Population growth of 0.2% annually provides stable demand.

Gross Rent Multiplier

Tupelo's GRM (price divided by annual rent) is 13.0x. A GRM between 12-16x is moderate and typical of balanced markets. Deals can work but you need to keep expenses controlled. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $1,190/mo, a single-family rental in Tupelo generates approximately $14,280 in gross annual income. After accounting for 7.4% vacancy ($1,057 lost), property taxes of $1,221, insurance (~$740), and maintenance (~$740), the estimated NOI is $10,522 per year, or $877/mo.

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How Tupelo Compares

Tupelo vs Mississippi state average and national average across key investment metrics. Tupelo beats the national average but trails the Mississippi average on cap rate.

Metric
Tupelo
Mississippi Avg
National Avg
Cap Rate
5.69%
6.26%
3.81%
Median Price
$185K
$208K
$333K
Median Rent
$1,190
$1,387
$1,524
Property Tax
0.66%
0.66%
1.08%
Vacancy
7.4%
7.4%
5.6%
Pop. Growth
0.2%/yr
0.2%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Tupelo, MS
5.7%
$185K
$1,190
0.66%
Florence, SC
6.6%
$185K
$1,300
0.57%
Paragould, AR
4.8%
$185K
$1,020
0.61%
Mobile, AL
6.2%
$190K
$1,270
0.44%
Macon, GA
5.3%
$190K
$1,210
0.96%

Frequently Asked Questions

What is the average rent in Tupelo, MS?
The median monthly rent in Tupelo is $1,190, or $14,280 per year. This is 22% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Tupelo a good rental market for landlords?
With a rent-to-price ratio of 0.64%, Tupelo falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 7.4% vacancy rate is moderate.
How does Tupelo rent compare to Mississippi averages?
Tupelo's median rent of $1,190/mo is 14% below the Mississippi average of $1,387/mo. Home prices at $185K are below the state average of $208K, giving Tupelo a rent-to-price ratio of 0.64% vs 0.67% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Tupelo's ratio is 0.64%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Explore Tupelo & Related Markets

More Tupelo Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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