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Cap Rate Analysis: Columbus, OH

Investment metrics, interactive calculators, and data-driven analysis for Columbus rental properties.

Challenging for pure cash flow
Based on $265,000 median price and $1,380/mo median rent
Est. Cap Rate
3.53%
1% Rule
0.52%
Fails
GRM
16.0x
Price / Income
4.6x

Market Data

Median Home Price$265,000
Median Monthly Rent$1,380
Property Tax Rate1.56%
Population907,971
Population Growth1.2% / yr
Median Household Income$57,800
Vacancy Rate5.7%
Annual Appreciation3.2%

Cap Rate Calculator — Columbus

Pre-filled with Columbus medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.56% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.81%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$7,444
net operating income
Gross Rent Multiplier
16.0x
High (>15)
1% Rule
0.52%
✗ Fails
Monthly Cash Flow
$620
before debt service
Annual Breakdown
Gross Rental Income$16,560
Less Vacancy−$944
Effective Income$15,616
Less Operating Expenses−$8,172
Net Operating Income$7,444

Cash-on-Cash Return — Columbus

Factor in financing to see your actual return on invested capital in Columbus.

$
$66,250
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-8.02%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$74,200
$66,250 down + $7,950 closing
Monthly Mortgage
$1,296
on $199K loan
Monthly Cash Flow
$-496
after all expenses
Annual Cash Flow
$-5,948
before taxes
Cash Flow Breakdown
Monthly Rent$1,380
Less Expenses−$580
Less Mortgage−$1,296
Monthly Cash Flow$-496

Is Columbus a Good Place to Invest in Rental Property?

Columbus, OH has a population of 907,971 and has been growing at 1.2% annually — above the national average, suggesting steady demand pressure on housing. The median home price of $265,000 paired with median rents of $1,380/mo produces an estimated cap rate of 3.53%.

Property taxes at 1.56% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 5.7% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 4.6x, homes cost about 4.6 times the local median income of $57,800. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 3.2% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Columbus is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Columbus
Model a buy-rehab-refinance deal with Columbus data pre-loaded.
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