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Cost of Living & Affordability: DuBois, PA

Updated 2026 · Based on median market data for DuBois, PA

Cap Rate
6.01%
Median Price
$135K
Rent/Mo
$980
1% Rule
0.73%
Fails

Housing Affordability

DuBois's price-to-income ratio is 2.8x — homes cost 2.8 times the local median household income of $47,800. This is very affordable. Homes are well within reach of local workers, which can mean a smaller renter pool but also a healthier, more stable market. Rental demand comes from those who choose to rent rather than those priced out of buying.

Rent vs Buy Analysis

A typical mortgage payment on a median-priced home in DuBois (20% down at 7%) is approximately $898/mo for principal and interest alone — add taxes and insurance and the all-in payment reaches roughly $1,098. The median rent of $980/mo is roughly comparable to buying costs — in this environment, renters choose flexibility while buyers choose equity building. When renting is cheaper than buying, the renter pool stays deep and vacancy stays low.

Income & Employment

The median household income in DuBois is $47,800, with a population of 50,000 growing at 0.2% per year. DuBois is a smaller market. Research the local employment base carefully — smaller cities can be significantly impacted by a single employer's decisions.

What This Means for Investors

DuBois offers an attractive combination: affordable prices keep your entry cost low while strong rent-to-price ratios drive cash flow. The affordable price point also means more residents can eventually buy, providing a natural exit strategy if you ever sell to an owner-occupant.

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How DuBois Compares

DuBois vs Pennsylvania state average and national average across key investment metrics. DuBois outperforms both benchmarks on cap rate.

Metric
DuBois
Pennsylvania Avg
National Avg
Cap Rate
6.01%
3.81%
3.81%
Median Price
$135K
$244K
$333K
Median Rent
$980
$1,250
$1,524
Property Tax
1.38%
1.38%
1.08%
Vacancy
6%
6%
5.6%
Pop. Growth
0.2%/yr
0.2%/yr
0.9%/yr

Nearby Northeast Markets

City
Cap Rate
Price
Rent
Tax
DuBois, PA
6.0%
$135K
$980
1.38%
Ogdensburg, NY
6.2%
$135K
$1,050
1.71%
Elmira, NY
6.6%
$150K
$1,220
1.71%
Indiana, PA
4.1%
$155K
$860
1.38%
Johnstown, PA
5.8%
$115K
$810
1.38%

Frequently Asked Questions

Is DuBois affordable for renters?
Renters in DuBois spend approximately 25% of median household income on rent. This is within the standard 30% affordability threshold, suggesting renters have room in their budgets. The median household income is $47,800, below the level needed for comfortable renting.
What is the price-to-income ratio in DuBois?
DuBois's price-to-income ratio is 2.8x, meaning homes cost 2.8 times the local median income. This is very affordable — below the 4x threshold that typically signals a healthy buyer's market.
Is it cheaper to rent or buy in DuBois?
A mortgage payment (20% down, 7% rate) on the median $135K home is approximately $718/mo before taxes and insurance. Adding those costs brings it to roughly $918/mo. The median rent of $980/mo is comparable to the cost of buying — this parity means some renters could transition to buying.
How does DuBois's cost of living compare to the national average?
Home prices in DuBois ($135K) are 60% below the national average. Rents ($980/mo) are 36% below average. Property taxes (1.38%) are above the 1.08% national average.
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Explore DuBois & Related Markets

More DuBois Guides

Rental Property Investment GuideRent AnalysisProperty Tax GuideAppreciation & Growth ForecastNeighborhood Investment Guide

Similar Markets in the Northeast

New Castle, PA$155K · $1,140/mo
6.1%
Ogdensburg, NY$135K · $1,050/mo
6.2%
Johnstown, PA$115K · $810/mo
5.8%
Pottsville, PA$155K · $1,160/mo
6.3%
Corning, NY$160K · $1,280/mo
6.5%
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