%
CapRateCity
Free cap rate calculators for every US market
← All markets

Cap Rate Analysis: Warwick, RI

Investment metrics, interactive calculators, and data-driven analysis for Warwick rental properties.

Challenging for pure cash flow
Based on $320,000 median price and $1,520/mo median rent
Est. Cap Rate
3.21%
1% Rule
0.47%
Fails
GRM
17.5x
Price / Income
5.1x

Market Data

Median Home Price$320,000
Median Monthly Rent$1,520
Property Tax Rate1.4%
Population82,000
Population Growth0.1% / yr
Median Household Income$62,400
Vacancy Rate5%
Annual Appreciation2.6%

Cap Rate Calculator — Warwick

Pre-filled with Warwick medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.4% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.59%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$8,280
net operating income
Gross Rent Multiplier
17.5x
High (>15)
1% Rule
0.47%
✗ Fails
Monthly Cash Flow
$690
before debt service
Annual Breakdown
Gross Rental Income$18,240
Less Vacancy−$912
Effective Income$17,328
Less Operating Expenses−$9,048
Net Operating Income$8,280

Cash-on-Cash Return — Warwick

Factor in financing to see your actual return on invested capital in Warwick.

$
$80,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-9.14%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$89,600
$80,000 down + $9,600 closing
Monthly Mortgage
$1,565
on $240K loan
Monthly Cash Flow
$-683
after all expenses
Annual Cash Flow
$-8,191
before taxes
Cash Flow Breakdown
Monthly Rent$1,520
Less Expenses−$638
Less Mortgage−$1,565
Monthly Cash Flow$-683

Is Warwick a Good Place to Invest in Rental Property?

Warwick, RI has a population of 82,000 and has been growing at 0.1% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $320,000 paired with median rents of $1,520/mo produces an estimated cap rate of 3.21%.

Property taxes at 1.4% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 5% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 5.1x, homes cost about 5.1 times the local median income of $62,400. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.6% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Warwick is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Warwick
Model a buy-rehab-refinance deal with Warwick data pre-loaded.
Open BRRRR Calculator →