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Jonesboro, AR Cap Rate: 6.12% — Rental Property Analysis

Jonesboro is a budget-friendly market in the South with a smaller market with 82,000 residents. At a 6.12% estimated cap rate, this is a solid market where rents of $1,340/mo lag behind home prices. With a median home price of $200,000 and steady population growth supports long-term rental demand, Jonesboro stands out as a market worth serious analysis for rental investors.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Strong investment fundamentals
Based on $200,000 median price and $1,340/mo median rent
Est. Cap Rate
6.12%
1% Rule
0.67%
Fails
GRM
12.4x
Price / Income
4.5x

Market Data

Median Home Price$200,000
Median Monthly Rent$1,340
Property Tax Rate0.62%
Population82,000
Population Growth0.7% / yr
Median Household Income$44,200
Vacancy Rate6.2%
Annual Appreciation2.3%

2026 Market Update: Jonesboro

Jonesboro's 0.7% rent-to-price ratio is well below the 1% rule. At median prices of $200,000, the $1,340/mo rent produces only $1,020/mo in NOI. Investors here need to target below-median properties or pursue value-add strategies to make the numbers work.

At current rates, a 20% down conventional loan ($40K at 7%) would result in approximately $-44/mo cash flow — negative at median prices. Larger down payments, seller financing, or buying 15–25% below median are strategies to turn the numbers positive.

The 12.4x gross rent multiplier and 6.2% vacancy rate position Jonesboro as a value-oriented market. With annual appreciation at 2.3%, total returns (cash flow + equity growth) run approximately 8.4% before financing leverage.

Cap Rate Calculator — Jonesboro

Pre-filled with Jonesboro medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.62% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
5.08%Moderate
Net Operating Income ÷ Purchase Price
NOI / Year
$10,151
net operating income
Gross Rent Multiplier
12.4x
Good (<15)
1% Rule
0.67%
✗ Fails
Monthly Cash Flow
$846
before debt service
Annual Breakdown
Gross Rental Income$16,080
Less Vacancy−$997
Effective Income$15,083
Less Operating Expenses−$4,932
Net Operating Income$10,151
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Cash-on-Cash Return — Jonesboro

Factor in financing to see your actual return on invested capital in Jonesboro.

$
$50,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-4.30%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$56,000
$50,000 down + $6,000 closing
Monthly Mortgage
$978
on $150K loan
Monthly Cash Flow
$-201
after all expenses
Annual Cash Flow
$-2,411
before taxes
Cash Flow Breakdown
Monthly Rent$1,340
Less Expenses−$563
Less Mortgage−$978
Monthly Cash Flow$-201

Is Jonesboro a Good Place to Invest in Rental Property?

Jonesboro, AR has a population of 82,000 and has been growing at 0.7% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $200,000 paired with median rents of $1,340/mo produces an estimated cap rate of 6.12%.

Property taxes at 0.62% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 6.2% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 4.5x, homes cost about 4.5 times the local median income of $44,200. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Jonesboro offers attractive fundamentals for rental investors. low taxes, and cap rates above 6% put it in the upper tier of investable markets.

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