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Cap Rate Analysis: Hudson, NY

Investment metrics, interactive calculators, and data-driven analysis for Hudson rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Challenging for pure cash flow
Based on $455,000 median price and $2,180/mo median rent
Est. Cap Rate
2.88%
1% Rule
0.48%
Fails
GRM
17.4x
Price / Income
10.3x

Market Data

Median Home Price$455,000
Median Monthly Rent$2,180
Property Tax Rate1.71%
Population50,000
Population Growth0% / yr
Median Household Income$43,975
Vacancy Rate6.3%
Annual Appreciation2.1%

Cap Rate Calculator — Hudson

Pre-filled with Hudson medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.71% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.24%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$10,208
net operating income
Gross Rent Multiplier
17.4x
High (>15)
1% Rule
0.48%
✗ Fails
Monthly Cash Flow
$851
before debt service
Annual Breakdown
Gross Rental Income$26,160
Less Vacancy−$1,648
Effective Income$24,512
Less Operating Expenses−$14,304
Net Operating Income$10,208
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Cash-on-Cash Return — Hudson

Factor in financing to see your actual return on invested capital in Hudson.

$
$113,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-9.05%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$127,400
$113,750 down + $13,650 closing
Monthly Mortgage
$2,225
on $341K loan
Monthly Cash Flow
$-961
after all expenses
Annual Cash Flow
$-11,528
before taxes
Cash Flow Breakdown
Monthly Rent$2,180
Less Expenses−$916
Less Mortgage−$2,225
Monthly Cash Flow$-961

Is Hudson a Good Place to Invest in Rental Property?

Hudson, NY has a population of 50,000 and has been growing at 0% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $455,000 paired with median rents of $2,180/mo produces an estimated cap rate of 2.88%.

Property taxes at 1.71% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 6.3% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 10.3x, homes cost about 10.3 times the local median income of $43,975. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 2.1% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Hudson is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

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