%
CapRateCity
Free cap rate calculators for every US market
MarketsArkansasFayetteville

Fayetteville, AR Cap Rate: 3.64% — Rental Property Analysis

Fayetteville is a higher-priced market in the South with a smaller market with 98,710 residents. At a 3.64% estimated cap rate, this is a appreciation-focused market where rents of $1,590/mo lag behind home prices. With a median home price of $360,000 and rapid population growth is driving housing demand, Fayetteville is primarily an appreciation play that requires creative strategies to generate positive cash flow.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Challenging for pure cash flow
Based on $360,000 median price and $1,590/mo median rent
Est. Cap Rate
3.64%
1% Rule
0.44%
Fails
GRM
18.9x
Price / Income
6.9x

Market Data

Median Home Price$360,000
Median Monthly Rent$1,590
Property Tax Rate0.61%
Population98,710
Population Growth2.2% / yr
Median Household Income$52,400
Vacancy Rate4.8%
Annual Appreciation3.2%

2026 Market Update: Fayetteville

Fayetteville's 0.4% rent-to-price ratio is well below the 1% rule. At median prices of $360,000, the $1,590/mo rent produces only $1,091/mo in NOI. Investors here need to target below-median properties or pursue value-add strategies to make the numbers work.

At current rates, a 20% down conventional loan ($72K at 7%) would result in approximately $-824/mo cash flow — negative at median prices. Larger down payments, seller financing, or buying 15–25% below median are strategies to turn the numbers positive.

The 18.9x gross rent multiplier and 4.8% vacancy rate position Fayetteville as a growth-dependent market. With annual appreciation at 3.2%, total returns (cash flow + equity growth) run approximately 6.8% before financing leverage.

Cap Rate Calculator — Fayetteville

Pre-filled with Fayetteville medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.61% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.08%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$11,096
net operating income
Gross Rent Multiplier
18.9x
High (>15)
1% Rule
0.44%
✗ Fails
Monthly Cash Flow
$925
before debt service
Annual Breakdown
Gross Rental Income$19,080
Less Vacancy−$916
Effective Income$18,164
Less Operating Expenses−$7,068
Net Operating Income$11,096
Sponsored
Analyze Deals Faster with DealCheck
Import any property, get instant investment analysis — cap rates, cash flow, rehab estimates, and offer calculations. Used by 350,000+ investors.
Try DealCheck Free →

Cash-on-Cash Return — Fayetteville

Factor in financing to see your actual return on invested capital in Fayetteville.

$
$90,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-9.98%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$100,800
$90,000 down + $10,800 closing
Monthly Mortgage
$1,760
on $270K loan
Monthly Cash Flow
$-838
after all expenses
Annual Cash Flow
$-10,058
before taxes
Cash Flow Breakdown
Monthly Rent$1,590
Less Expenses−$668
Less Mortgage−$1,760
Monthly Cash Flow$-838

Is Fayetteville a Good Place to Invest in Rental Property?

Fayetteville, AR has a population of 98,710 and has been growing at 2.2% annually — well above the national average, signaling strong housing demand from population inflows. The median home price of $360,000 paired with median rents of $1,590/mo produces an estimated cap rate of 3.64%.

Property taxes at 0.61% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 4.8% is impressively low, indicating tight rental supply and strong tenant demand — favorable for landlords.

At a price-to-income ratio of 6.9x, homes cost about 6.9 times the local median income of $52,400. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 3.2% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Fayetteville is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Sponsored
Get AI-Powered Property Insights
Homesage.ai analyzes 140 million properties with AI — spot hidden deals, assess property condition, and find investment opportunities. Free to try.
Analyze Properties →

Fayetteville Investment Guides

Explore Fayetteville Data

Free Download
Top 25 Cash Flow Cities (2026)
See how Fayetteville compares to the best cash flow markets in America.
Get the Report →
Analyze listings in Fayetteville instantly — cap rate, cash flow & more on every Zillow listing
Chrome Extension →
Sponsored
Investor Gear
Google Nest Thermostat
Google
$130
FLIR ONE Gen 3 Thermal Camera
FLIR
$179
Schlage Connect Keypad Deadbolt
Schlage
$229
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.

Related Cities Near Fayetteville

Similar Markets in the South

Easton, MD$480K · $2,330/mo
3.6%
Bardstown, KY$265K · $1,230/mo
3.6%
Lexington, KY$320K · $1,480/mo
3.7%
Frankfort, KY$245K · $1,140/mo
3.7%
Corsicana, TX$225K · $1,220/mo
3.6%
Run a BRRRR analysis for Fayetteville
Model a buy-rehab-refinance deal with Fayetteville data pre-loaded.
Open BRRRR Calculator →