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MarketsSouth CarolinaGeorgetown

Cap Rate Analysis: Georgetown, SC

Investment metrics, interactive calculators, and data-driven analysis for Georgetown rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $380,000 median price and $1,990/mo median rent
Est. Cap Rate
4.57%
1% Rule
0.52%
Fails
GRM
15.9x
Price / Income
7.7x

Market Data

Median Home Price$380,000
Median Monthly Rent$1,990
Property Tax Rate0.57%
Population50,000
Population Growth1.9% / yr
Median Household Income$49,486
Vacancy Rate5.5%
Annual Appreciation3.4%

Cap Rate Calculator — Georgetown

Pre-filled with Georgetown medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.57% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.84%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$14,587
net operating income
Gross Rent Multiplier
15.9x
High (>15)
1% Rule
0.52%
✗ Fails
Monthly Cash Flow
$1,216
before debt service
Annual Breakdown
Gross Rental Income$23,880
Less Vacancy−$1,313
Effective Income$22,567
Less Operating Expenses−$7,980
Net Operating Income$14,587
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Cash-on-Cash Return — Georgetown

Factor in financing to see your actual return on invested capital in Georgetown.

$
$95,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-7.94%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$106,400
$95,000 down + $11,400 closing
Monthly Mortgage
$1,858
on $285K loan
Monthly Cash Flow
$-704
after all expenses
Annual Cash Flow
$-8,448
before taxes
Cash Flow Breakdown
Monthly Rent$1,990
Less Expenses−$836
Less Mortgage−$1,858
Monthly Cash Flow$-704

Is Georgetown a Good Place to Invest in Rental Property?

Georgetown, SC has a population of 50,000 and has been growing at 1.9% annually — above the national average, suggesting steady demand pressure on housing. The median home price of $380,000 paired with median rents of $1,990/mo produces an estimated cap rate of 4.57%.

Property taxes at 0.57% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5.5% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 7.7x, homes cost about 7.7 times the local median income of $49,486. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 3.4% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Georgetown presents moderate opportunities. Cap rates near 4.57% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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