%
CapRateCity
Free cap rate calculators for every US market
← All markets

Cap Rate Analysis: Minneapolis, MN

Investment metrics, interactive calculators, and data-driven analysis for Minneapolis rental properties.

Challenging for pure cash flow
Based on $325,000 median price and $1,520/mo median rent
Est. Cap Rate
3.42%
1% Rule
0.47%
Fails
GRM
17.8x
Price / Income
5.2x

Market Data

Median Home Price$325,000
Median Monthly Rent$1,520
Property Tax Rate1.12%
Population429,954
Population Growth0.6% / yr
Median Household Income$62,400
Vacancy Rate4.8%
Annual Appreciation2.8%

Cap Rate Calculator — Minneapolis

Pre-filled with Minneapolis medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.12% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.81%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$9,144
net operating income
Gross Rent Multiplier
17.8x
High (>15)
1% Rule
0.47%
✗ Fails
Monthly Cash Flow
$762
before debt service
Annual Breakdown
Gross Rental Income$18,240
Less Vacancy−$876
Effective Income$17,364
Less Operating Expenses−$8,220
Net Operating Income$9,144

Cash-on-Cash Return — Minneapolis

Factor in financing to see your actual return on invested capital in Minneapolis.

$
$81,250
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-9.32%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$91,000
$81,250 down + $9,750 closing
Monthly Mortgage
$1,589
on $244K loan
Monthly Cash Flow
$-707
after all expenses
Annual Cash Flow
$-8,485
before taxes
Cash Flow Breakdown
Monthly Rent$1,520
Less Expenses−$638
Less Mortgage−$1,589
Monthly Cash Flow$-707

Is Minneapolis a Good Place to Invest in Rental Property?

Minneapolis, MN has a population of 429,954 and has been growing at 0.6% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $325,000 paired with median rents of $1,520/mo produces an estimated cap rate of 3.42%.

Property taxes at 1.12% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 4.8% is impressively low, indicating tight rental supply and strong tenant demand — favorable for landlords.

At a price-to-income ratio of 5.2x, homes cost about 5.2 times the local median income of $62,400. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.8% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Minneapolis is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Minneapolis
Model a buy-rehab-refinance deal with Minneapolis data pre-loaded.
Open BRRRR Calculator →