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Cap Rate Analysis: Newport News, VA

Investment metrics, interactive calculators, and data-driven analysis for Newport News rental properties.

Moderate — source deals carefully
Based on $235,000 median price and $1,280/mo median rent
Est. Cap Rate
4.38%
1% Rule
0.54%
Fails
GRM
15.3x
Price / Income
4.5x

Market Data

Median Home Price$235,000
Median Monthly Rent$1,280
Property Tax Rate0.98%
Population186,000
Population Growth0.4% / yr
Median Household Income$52,400
Vacancy Rate5.8%
Annual Appreciation2.5%

Cap Rate Calculator — Newport News

Pre-filled with Newport News medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.98% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.60%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$8,469
net operating income
Gross Rent Multiplier
15.3x
High (>15)
1% Rule
0.54%
✗ Fails
Monthly Cash Flow
$706
before debt service
Annual Breakdown
Gross Rental Income$15,360
Less Vacancy−$891
Effective Income$14,469
Less Operating Expenses−$6,000
Net Operating Income$8,469

Cash-on-Cash Return — Newport News

Factor in financing to see your actual return on invested capital in Newport News.

$
$58,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-7.42%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$65,800
$58,750 down + $7,050 closing
Monthly Mortgage
$1,149
on $176K loan
Monthly Cash Flow
$-407
after all expenses
Annual Cash Flow
$-4,884
before taxes
Cash Flow Breakdown
Monthly Rent$1,280
Less Expenses−$538
Less Mortgage−$1,149
Monthly Cash Flow$-407

Is Newport News a Good Place to Invest in Rental Property?

Newport News, VA has a population of 186,000 and has been growing at 0.4% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $235,000 paired with median rents of $1,280/mo produces an estimated cap rate of 4.38%.

Property taxes at 0.98% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 5.8% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 4.5x, homes cost about 4.5 times the local median income of $52,400. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Newport News presents moderate opportunities. Cap rates near 4.38% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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