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Cap Rate Analysis: Vineland, NJ

Investment metrics, interactive calculators, and data-driven analysis for Vineland rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Challenging for pure cash flow
Based on $270,000 median price and $1,650/mo median rent
Est. Cap Rate
3.93%
1% Rule
0.61%
Fails
GRM
13.6x
Price / Income
5.6x

Market Data

Median Home Price$270,000
Median Monthly Rent$1,650
Property Tax Rate2.18%
Population50,000
Population Growth0.3% / yr
Median Household Income$48,543
Vacancy Rate5.8%
Annual Appreciation2.5%

Cap Rate Calculator — Vineland

Pre-filled with Vineland medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
2.18% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.01%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$8,116
net operating income
Gross Rent Multiplier
13.6x
Good (<15)
1% Rule
0.61%
✗ Fails
Monthly Cash Flow
$676
before debt service
Annual Breakdown
Gross Rental Income$19,800
Less Vacancy−$1,148
Effective Income$18,652
Less Operating Expenses−$10,536
Net Operating Income$8,116
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Cash-on-Cash Return — Vineland

Factor in financing to see your actual return on invested capital in Vineland.

$
$67,500
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-5.76%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$75,600
$67,500 down + $8,100 closing
Monthly Mortgage
$1,320
on $203K loan
Monthly Cash Flow
$-363
after all expenses
Annual Cash Flow
$-4,358
before taxes
Cash Flow Breakdown
Monthly Rent$1,650
Less Expenses−$693
Less Mortgage−$1,320
Monthly Cash Flow$-363

Is Vineland a Good Place to Invest in Rental Property?

Vineland, NJ has a population of 50,000 and has been growing at 0.3% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $270,000 paired with median rents of $1,650/mo produces an estimated cap rate of 3.93%.

Property taxes at 2.18% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 5.8% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 5.6x, homes cost about 5.6 times the local median income of $48,543. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Vineland is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

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